Real estate is a big investment. PMC Desaulniers Insurance Brokers Inc. will help you protect it!
Your home is your most valuable asset. It’s worth taking the time to confirm you have coverage that will give you peace of mind. There are many choices available to help customize your policy and, as independent brokers, we will shop the various markets to find the right coverage for you.
Many renters believe that they don’t need tenant insurance. If your neighbour has a kitchen fire that spreads or if you have a break-in and theft, would it be financially difficult to replace your possessions? If someone is hurt in your home and sues you, would it be financially difficult to pay for your defense costs, lawyer’s fees and any resulting settlement? This insurance can cost as little as $200 per year!
Condominium insurance policies cover your possessions as well as improvements you make to your condo. ‘Loss Assessment’ covers your portion of costs for insured losses to common areas. As the Condo Corporation’s insurance policy may have a very high deductible, most policies will also cover your portion of this deductible. ‘Additional Coverage’ will protect you in case the Condo Corporation has inadequate coverage, ineffective or lapsed coverage or no insurance at all.