Cottage and Boat Insurance
A ‘Basic Seasonal’ policy will usually cover: fire and lightning, explosion, smoke, falling object, impact by aircraft or land vehicle, riot, certain water damage losses, windstorm or hail, and electricity.
A ‘Broad Seasonal’ will usually cover all of the above plus vandalism or malicious acts, burglary, robbery and damage caused by bears.
A ‘Seasonal Homeowners’ policy will usually cover all of the above plus theft, attempted theft, glass breakage, transportation, collapse or partial collapse of the building.